Credit card interest rate comparison

Essay (15 points) 5.
Search for a consumer research site such as:


Source:
Bankrate.com (n. d.). Retrieved from
http://www.bankrate.com

Research
and find three credit cards offered by three different companies. Write an
essay on which credit card is the best and why you think it is the best.  In your essay look at things like the
interest rate, grace period, annual fees and compare those between the cards,
but in the end you must make a decision on which card you like best and why.
(Note: Professors are free to pick three cards for you to research if they
wish, please check with your teacher for specific requirements on this
question).

Requirements

· 
Write
your essay in this document – do not save it in a separate file.

· 
You must
clearly state your position with well-structured paragraphs using proper
grammar, spelling, and sentence structure.

· 
This is
not an “opinion” question – you must offer evidence to support your position,
using properly cited sources.

· 
Your
answer must be between ¾-1 page in length.

· 
You must
cite and reference at least one source (book, website, periodical) using APA
format.

· 
Do not
use unreliable sources such as Wikipedia, and Yahoo! Answers.

You may submit your
Assignments to the Math Center for review. Tutors will not grade or correct the
Assignment, but they will provide guidance for improvement. Tutors will
not, however, help you find web sites for the Assignment.

Be sure to submit Assignments
early enough to receive feedback and make corrections before the Assignment due
date (24 hour turn-around times Monday-Thursday and 48 hour turn-around times
on weekends are typical).

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Student replies-Abnormality

review some of your classmates’ posts and respond to at least 2 of your classmates. Your responses to others should be at least 100 words in length and substantive.

Student One

What do you think about this woman’s condition and disorder?

I can’t help but feel sorry for this poor woman. I think that it is so sad that with today’s knowledge and understanding of people with possible mental conditions that no one was able to help her or direct her to someone who could help her. She is obviously suffering from some type of delusion and just because there is no physical evidence of what she claims is happening to her, doesn’t mean that she deserves to be locked up, thrown away and stripped of her rights as a mother and all her belongings.

Who should define abnormality?

Abnormalities should be defined by Clinical Psychologists using the DSM.

What motivations, if any, might encourage various groups to seek to influence this definition?
Motivations can be anything from money, research, concern, etc. Pharmaceutical companies would benefit the most from additional abnormalities being added to the DSM and additional drugs being developed to cure or rectify them. Researchers would want a part in this definition because they are the one’s putting in the work to collect the data. And clinical psychologist are motivated by their concern for their patients and wanting to help them.

Now, what do you think about Molly, the client?

Molly is obviously suffering from Morgellon’s Disease or a delusional infestation.

What issues in diagnosis does this raise?

It’s obvious to see that her MD and her psychiatrist didn’t take the time to research the correct diagnosis. In addition, neither referred her to a clinical psychologist that was more appropriate for the situation she was facing.

What other psychological diagnoses does this information bring into question for you?

It makes me wonder if all of the people that are currently in a mental hospital would still be there if they had received the right diagnosis from the right professional.

Referece

Pearson, M., Selby, J., Katz, K., Cantrell, V., Braden, C., Parise, M., Paddock, C., Lewin-Smith, M., Kalasinsky, V., Goldstein, F., Hightower, A., Papier, A., Lewis, B., Motipara, S. & Eberhard, M., (2012). Clinical, Epidemiologic, Histopathologic and Molecular Features of an Unexplained Dermopathy. Retrieved from Plos One:http://www.plosone.org/article/info%3Adoi%2F10.1371%2Fjournal.pone.0029908

Student Two

A woman named Molly was seen for symptoms of bugs crawling all over her body. Her family was not taking her seriously and went to the doctor to see what she could do. The doctor told her there was nothing he could do for her. She would scratch at the bugs and she would collect dirt under her nails that were evidence and would get it tested. She scratched so much that she used raid and other bug sprays to keep the bugs away. Her psychiatrist admitted her to a mental hospital due to her delusional mind.

Molly condition comes from Morgellons disease. Morgellons disease is a condition where a person feels that something is crawling, stinging, and biting on their skin (Morgellons Research Foundation, n.d.). The people with Morgellons disease may have skin lesions that do not heal due to their scratching (Morgellons Research Foundation, n.d.). I feel that Molly is delusional but does suffer from this disease. She needs the proper care to help stop her mental disease.

I do not think that this condition is a normal behavior. If Molly seeks professional help from a psychologist, they can determine the abnormality of her behavior. I think that Molly needs to seek help to stop the scratching and the imaginary bugs. The issues with this disease are that the scratching gets worse and becomes common. She could keep scratching and scar her skin. The behaviors could get worse and her mental state breaks down even more.

Morgellons Research Foundation. (n.d.). Morgellons Disease. Retrieved from http://www.morgellons.org/

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Analyzing the Effect of Transactions

Purpose of Assignment

The purpose of this assignment is to help you become familiar with examining transactions and how it affects the balance sheet.

Assignment Steps

Resources: Financial Accounting: Tools for Business Decision Making

Write a minimum 150-word response to each of the following scenarios from Exercise E3-1 in Financial Accounting (p. 132) describing the effect of each transaction on assets, liabilities, and stockholder’s equity:

  • Selected transactions for Thyme Advertising Company, Inc.
    • Issued common stock to investors in exchange for cash received from investors.
    • Paid monthly rent.
    • Received cash from customers when service was performed.
    • Billed customers for services performed.
    • Paid dividend to stockholders.
    • Incurred advertising expense on account.
    • Received cash from customers billed in (4).
    • Purchased additional equipment for cash.
    • Purchased equipment on account.

Use the Excel® spreadsheet to record your answers and submit with your responses.

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The story is a discussion post and you have the reply

I have attached the three references. no plagiarize, spell check, and check your grammar. Please only use the attached below. Only 250 words

  • Ask at least one question in response to an original peer post that you would like the author to explore further.
  • Support your initial and subsequent posts by citing at least two academic resources, preferably from the Ashford University Library.

The story below

Death and grief have different impacts depending on developmental stages. Children and adolescents go through different stages of understanding death and dying. Young children do not understand death as a permanent event, but as they grow older and enter maturing developmental stages, gain a better understanding that death is permanent but may not see it as a universal event. By early adulthood there is a shift to feeling anxiety about one’s own death. Research indicates this exists because there if a shift from focusing solely on oneself to relationships with others (Mossler & Ziegler, 2016). By middle adulthood individuals begin thinking more about the time they have left and what they want to do with their lives in that remaining time. Older adults tend to think more about death, though Mossler and Ziegler note that research indicates death is a less frightening notion for individuals in this stage of life (2016).

An issue associated with grief in middle adulthood may be the diagnosis of a terminal illness. During this stage of adulthood individuals are more accepting of death but may experience more fear regarding impending death. This can be categorized as anticipatory grief, otherwise known as grief that occurs before death happens. There is a myriad of emotions that accompany this type of grief including anger, irritability, social withdrawal, and loss of emotional control (Mossler & Ziegler, 2016). In addition, this may include individuals facing the loss of goals and dreams they wanted to achieve during their lifetime.

In offering counseling services to an individual who has been diagnosed with a terminal illness, it is important to have a generalized and in-depth understanding of what this client may be experiencing. Clinicians will need to address stress associated with the physical, emotional, social, spiritual, and practical needs associated with dying and the grief associated with it. In addition to offering counseling services to the diagnosed individual, services may also be warranted for the partner and family of the individual who are experiencing anticipatory grief as well. A good online resource to offer to clients is the National Hospice and Palliative Care Organization. This website offers information ranging from planning ahead, to caregiving and grief and loss, along with other resources (http://www.caringinfo.org (Links to an external site.)Links to an external site.)

References

Beyers, J. M., Rallison, L., & West, C. (2017). Dialogical space in grief work: Integrating the alterity of loss. Death Studies, 41(7), 427. https://doi-org.proxy-library.ashford.edu/10.1080/…

Hartig, J., & Viola, J. (2016). Online Grief Support Communities. Omega: Journal of Death & Dying, 73(1), 29–41. https://doi-org.proxy-library.ashford.edu/10.1177/…

Mossler, R. A., & Ziegler, M. (2016). Understanding development: A lifespan perspective. San Diego, CA: Bridgepoint Education, Inc.

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Prepare journal entries

Donald Transport assembles prestige manufactured homes. Its job-costing system has two direct-cost categories (direct materials and direct manufacturing labor) and one indirect-cost pool (manufacturing overhead allocated at a budgeted $31 per machine-hour

Materials Control, beginning balance, January 1, 2014 $18
Work-in-Process Control, beginning balance, January 1, 2014 $9
Finished Goods Control, beginning balance, January 1, 2014 $10
Materials and supplies purchased on credit $154
Direct materials used $152
Indirect materials (supplies) issued to various production departments $19
Direct manufacturing labor $96
Indirect manufacturing labor incurred by various production departments $34
Depreciation on plant and manufacturing equipment $28
Miscellaneous manufacturing overhead incurred (ordinarily would be detailed as repairs, utilities, etc., with a corresponding credit to various liability accounts) $13
Manufacturing overhead allocated, 3,000,000 actual machine-hours ?
Cost of goods manufactured $298
Revenues $410
Cost of goods sold $294
  1. Prepare journal entries. Number your entries. Explanations for each entry may be omitted. Post to T-accounts. What is the ending balance of Work-in-Process Control?
  2. Show the journal entry for disposing of under- or overallocated manufacturing overhead directly as a year-end writeoff to Cost of Goods Sold. Post the entry to T-accounts.
  3. How did Donald Transport perform in 2014?

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Case Analysis – MGMT567 Discussion

Please use the tools and frameworks you have learned in Chapter 08 to analyze Case 08 AT&T and Apple, and write your answer to the following questions.

  1. What were the strategic objectives of AT&T and Apple at the beginning of the alliance?
  2. What did Apple and AT&T give up to achieve their objectives?
  3. Was the alliance equitable to both parties? If not, who got the better deal? How would you calculate or estimate the value that each company got from the alliance?
  4. Was Apple really better off choosing an exclusive alliance with AT&T than they would have been if they had offered the iPhone through all carriers simultaneously?

(((It’s important to display critical and independent thinking in your analyses, and please refer to the rubric for details on the evaluation. Length guideline is roughly one page length, and quality of thinking is valued more than quantity, and you are encouraged to use bullet points and short sentences.)))))

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Bioethics Paper, Fundamentals of Biology

-Use at least three different references
-List the references you use on a separate page (encyclopedias do not count as references)
-Factual information within the text of the paper should be directly referenced using a parenthesis that indicates which sources contains that information
-Length of paper: three pages, double spaced, typed, not including the references. Be concise. Going over the page limit by more than 1/4 page will result in a penalty.
-There is a list of ten topics. Choose the one you are most interested in to research and write about. Please, only choose one topic.
-Do not cut and paste from other sources. Use quotation marks to quote directly from other work. Plagiarizing papers or statements will result in a ‘0’ for the work.

Format of paper: Description of the issue (background and introduction), points (pros), counterpoints (cons), conclusion, references cited

Topics for the bioethics paper:
1. If an individual has been in a coma for ten years, and medical experts have concluded that the person has virtually no chance of recovery, is it morally acceptable for a physician or healthcare worker to perform euthanasia or other life-terminating procedures if his/her closest family member so requests?
2. Embryonic stem cells (ESC’s) are said to hold the potential to treat and cure many disorders like diabetes and Parkinson’s disease. What are embryonic stem cells and what is their therapeutic potential? Where do we get them from? Not too long ago scientists managed to produce stem cells from adult cells, called induced pluripotent cells (iPSC’s). How are these less controversial than ESC’s? What are some of the drawbacks they have? Overall, what is the potential and what are the risks of stem cell research?
3. Outsourcing is a highly charged issue in globalization economy. What is not generally known is that most of the human clinical trials before a drug is approved are conducted offshore in poor third-world countries where stringent regulations protecting human subjects are lacking and the cost is low. Is it morally or economically justifiable for pharmaceutical companies to continue this practice to keep the drug cost down?
4. You frequently see this ad on college newspapers: “Exceptional women needed for confidential egg donation to an infertile couple”. The compensation is about $5000-$10000, plus all expenses paid. Should this be allowed and if so, what type of regulation, if any, should be imposed on this kind of transaction to protect the donor?
5. By genetic engineering, scientists have produced transgenic pigs rich in omega-3 fatty acids; the kind of good fat that benefits the heart and cardiovascular system. Given that cardiovascular diseases are the #1 killer in this country, should genetically modified (GM) foods such as this one be approved for public consumption by the FDA (Food and Drug Administration)?
6. South Dakota passed a law (it has since been repealed) that criminalized all abortions except when life of the mother is endangered. What were the arguments made to pass the law? What were the potential downsides had this law not been repealed?
7. The film “An Inconvenient Truth” documents the evidence of recent trends, potential consequences, and possible solutions of global warming. In your own words, describe the evidence for and against global warming trends, and then describe the environmental and biological impact, and what you individually should or should not do about this phenomenon.
8. A couple, who both have achondroplasia (drawfism), and inherited form of short stature, desire a child with short stature as well. They informed the genetic counselor that they would abort a fetus destined to grow to normal height. If you were the counselor, how would you advise the parents about the pros and cons so they will be fully informed before they reach their decision?
9. In 2006 the Food and Drug Administration (FDA) finally allowed individuals 18 years or older to purchase the “emergency contraception” (or Plan B) without a physician’s prescription, but only in pharmacies. In 2009 girls 17 years or older were allowed to access the drug without a prescription and more recently, in 2013, the drug was made freely accessible over the counter to anyone. What were the reasons Plan B was made increasingly more available to younger women? What are some of the concerns about making this drug available to very young women? If you were the FDA administrator, would you allow even younger girls to access the drug without a prescription?
10. A new vaccine against cervical cancer, which is caused by a common sexually transmitter virus, human papilloma virus (HPV), has been made publicly available. This virus is estimated to kill about 288,000 women worldwide each year. The LA unified school district plans to make this vaccine available to middle and elementary school girls, yet some parents are not so sure this is a good idea. If you were the Mayor Garcetti, what would you do? What are the advantages of making the vaccine available? What are some of the concerns?

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UNIT6

Unit VI Case Study

Natural Disasters

This case study requires you to select a natural disaster that has occurred in the past decade. You will start by researching the CSU Online Library for articles, preferably from a peer-reviewed journal, related to the disaster and how the community responded to the disaster. You may also do an Internet search for articles and information regarding how the aftereffects of the disaster were mitigated through a community-wide effort. What are the key components of a communications plan during a disaster? What are the components of an internal emergency operations plan for natural disasters?

Disaster suggestions Include, but are not limited to:

? Joplin tornado, ?

South Carolina flooding, and ?

Hurricane Sandy.

Your case study should address at least three of these main points:

? disaster summary, ?

evacuation efforts, ?

rescue operations, ?

public education and notification efforts, ?

public utilities recovery, and ?

community recovery from the disaster.

Your case study should be well-organized and at least two pages in length, not including the title and reference pages. You are required to have at least two sources, and one must be from the CSU Online Library. Your textbook is NOT required for this assignment, although you may choose to use it when discussing concepts that apply to the disaster. All sources used, including the textbook, must be referenced; paraphrased and quoted materials must have accompanying citations in accordance with APA standards.

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I need help with two questions

I need help with two questions,

you have to answer 1st question and summmerise 2nd question

(1) The Supreme Court ruled that police officers can perform a “stop and frisk” in public to make reasonable inquiries as to a person’s conduct as long as they meet certain criteria. Based upon the five criteria found on page 187 of your textbook, do you agree or disagree with these justifications? Why or why not?

(2) Sum up this quesiton in your own words : 

First the criteria is used when a police observes unusual conduct which leads them to reasonably conclude that criminal activity may have occurred, person maybe armed and dangerous, the police officer announces himself as being a police officer, wants to make a reasonable inquiry, and for his own safety.  I do agree with these justifications because the officer is first looking out for the safety of others including himself and using skills learned detecting an early sign that a crime might have been commented.  If in a neighborhood there is a problem with drugs and gang members and an officer while driving through locates a group standing on the corner.  The officer would likely get out and question the reasoning why hanging out on the corner.  If one of the subjects starts to run or tries to leave the group when the officer approaches the body language already makes them suspicious. The officer might stop the subject and for his own safety due to the subject trying to leave frisk the subject then the officer has met the criteria of a stop and frisk.  If for any reason for the safety of himself and others mainly due to the body language the subject displayed.

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Developmental Disorders, psychology homework help

Hello EinsteintheProf, I would like for you to complete this assignment. I need it by midnight tomorrow 7/6/16. This is the link to the video: https://secure.ecollege.com/edmc/index.learn?action=welcome.

Please let me know if it works or not. Thanks in advance.

Assignment 2: Developmental Disorders

You have learned that the conceptualization of autism spectrum disorders as diagnoses has evolved, with the current DSM conceptualizing one neurological disorder with common characteristics, which are presented on a wide continuum, rather than separate disorders such as Asperger’s disorder or autistic disorder.

Watch the video It’s a Different World. You may use the link provided or locate the video in the AUO library.

  • Describe the symptoms or characteristics of autism spectrum disorder you saw illustrated in the video that you learned about in your readings.
  • You have learned that autism is a spectrum disorder, with some children functioning at the lower end, requiring a lot of support, and others at the higher end, needing minimal support.

Describe strengths and challenges that were noted for the children in the video?

  • Explain why it is important for a clinician to evaluate strengths and challenges in order to work with children, families, and educators.
  • Drawing on your readings, the video, and any other peer-reviewed sources you find relevant, explain whether research supports separate disorders (e.g., Asperger’s disorder, autistic disorder) or one disorder with a continuum of severity.

Write a paper that is a minimum of 3 pages, not including a cover page and reference list. Format your paper using APA standards, to citation of sources, including in-text citations and full references. Use the following file naming convention: LastnameFirstInitial_M4_A2.doc.

Persaud, R. (Director). (2008). It’s a different world. [Motion Picture]. United States: Filmmaker’s Library.

By Wednesday, July 6, 2016, deliver your assignment to the M4: Assignment 2 Dropbox

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